For example, at Amazon you can load a gift card with from £10 to £500 in credit. Based on Paypal Help Center: When you sign up, we'll How long should I wait before the money reflects to my account? Me: Yeah, uh, I guess if that’s the lowest you can do, sure. Eventually the prospect felt compelled to pursue me, and spilled all his beans Doug S said: RT @ramit: How to negotiate better than 99% of people: http://bit.ly/hux859 […]. Once the card is confirmed, we will immediately refund the charge. I got a tiny money’s-tight-but-we-appreciate-you-and-your-work raise (I believe it was 2%) after my 1st year (working for a non-profit during a recession can be interesting), but nothing since then. Globe is so sneaky with hidden charges. But the seller said they didn’t receive the payment..pwede pa kaya ma refund na sabi ng Gcash Amex di na daw pwede gamitin ang Gcash Amex old account ko..I have to link new account daw..? You: [Agree] I understand that your company hasn’t done it in the past — but this could be a great opportunity. Kaya yan, basta pursige lang. That’s what they do for a living. Thanks for posting advice that doesn’t suck. My Script: We did it all respectfully and the seller was actually helping us to complete the purchase, helping us arrange the financing and providing as much honest advice as possible on the tenants, state of the building, etc. Background: Currently job shopping to get better experience and a role that has better potential to get international assignment. How can I enable the OTP for each transaction that uses AMEX Virtual Pay? Enjoy Android Apps For Free ! You can try with a higher balance on your account. Another difference is the GCash MC has a fixed card verification value (CVV) code while the AMEX virtual card can be changed anytime. Same location, same date, higher price just for calling it a wedding! Dapat poba kung alin ang address ang nakalagay sa profile ko (GCash) un din po ang ilagay ko sa paypal? Me: (Trying as hard as I can to remember Susan and lift her dialogue) Uh … uh well, I do not really feel comfortable answering that, but maybe you can tell me more about this position and when we decide that X Chemical Company likes what I have to offer, and I understand the expectations, we can come to an agreeable number for what people in my field make. As far as negotiation, I know what I didn’t give up, but don’t know the upside potential on this yet. So, second question, how much does your current company pay you? Lady: Hi my name is so and so …(insert standard credit card operator greeting) Here’s something somewhat subtle that I picked up in the video at 9:41. Me: So I’ve been thinking of ways out of this stalemate which don’t involve me leaving the company. Awesome article Ramit. WEEK 3 RESULTS Nung sinabi mo na gumagana na, sumubok ako sa paypal, nakalink ako. The GCash Mastercard is an actual debit card, so you can use it in real life shops. The thing is asking for a raise is just opening the conversation. Спасибо Вам за прочтение моего обращения. Note: Your address here doesn’t need to be the same as the US address set by GCash. Di kaya dahil basic user? Marerefund po ba yung 97php kapag naconfirm na? Usually, the amount needed is around 1 USD. Maybe my 2011 goal will be finish by June if I can keep him going. I’m going to argue for the raise initially due to my skillset and certifications, delivery prowess, reputation (as provided by other feedback and reviews), and proven consistency and success to be above my peers (I’ve been ranked at the top regularly now). Here’s how it went: Me: Hi, I’d like to cancel my service. Is there any way to unlink my amex to gcash? I agreed to chat with him. This week I apply some of the tips on negotiation for a new car, and got more than a $2000 discount. You’re right. Me: no, thanks. time to pay attention to the development side of your business consistently It says, I will kick myself since I know how demanding the role will be especially if they have never had a structure in place before for managing employees and I will be responsible for building this from scratch. Ramit, Called my credit card company, they flatly refused to reduce my rate or increase my credit limit, ha! You can then put in the required details for debit/credit card. Maybe “Y dollars” is what she actually wanted and she just used that large “X dollar” number to make Y look more doable. I’m from the PH but I’m planning to buy and to have the item shipped within the US also. I demonstrated high value and built rapport over time, without displaying ANY neediness I took action this week, and I’m going to be getting $1500 worth of usability testing and use of a conference room for free. How do you renew GCash amex virtual pay? Near the end of the string of interviews, the employer let on that I was by far their top candidate. 2. I reframed the adrenaline rush as excitement. Yeah I’m using that way before but now everytime I tried to cash in from PayPal to Gcash it says unable to process etc. Is it because they have fees or what? very nice post specially that Video , after read watch your post I am very glad for your too good , Recently i was visit a job search site the name is placementindia.com and it is very good for search a new opportunity, I think as per you can visit on this site . Total work to search around and get alternative offers: 1 hour. Me: I have exellent credit, lets see what I can get. If you don’t have a hard number, you’re going to be at the mercy of your boss, who will simply control the conversation. I recently made a purchase online using paypal that was connected to my GCash Amex. I’ll just accept whatever he wants to pay me.”. Does that mean I failed to link my amex in paypal? Gentleman: I actually cannot help you with this, would you mind waiting while I transfer you to a senior account manager? Why do they have to post it’s realible tapos hindi nman. Same problem with her. And I did it all without having to build a pitch, until the client told me exactly what his situation was and what he did and didn’t care about. Both times they told me I didn’t qualify for an offer. I hadn’t become a IWT reader yet, but I did read Penelope Trunk’s career advice. The three key lessons I learned were: 1. Three months later I hired him full time at 10% higher than I initially offered. Far from being “bred” to negotiate, I’ve never done anything remotely like this before. So this one is a work in progress still. Sticker price? Me: (Caught off guard) Hi, so nice to hear from you, give me a minute to get to a quiet place, I’m at work right now…. 3. I’ve proved my worth by providing free value consistently, and have thereby established a relationship. When we spoke to her on the phone before Christmas (just to see whether the rooms were available before booking), she mentioned offhand how she was concerned about rowdy wedding goers, and in the email I sent her, I mentioned that we wanted to book the rooms for a wedding. [Make your case] And given my credentials and background, testing it out with me on a small scale is low risk. It is a risk obviously. Oh, I forgot to mention that I also followed Ramit’s advice and DIDN’T get the extended warranty because I get it free as a benefit for by using my credit card. I realized the dollar figure I was looking for was at the lower part of that range, and filed that away. pag nauthorize ang payment saka mababawas dapat. As I told you in a previous comment, you should change your CVV immediately and file a ticket with help.gcash.com. Second story – This woman was relatively experienced. As the video producer/photographer for my organization, I have a big library of work I’ve done over the past year that I can point to. For me it is worth it for home use. There are no myths, just lack of confidence. Me: That would be more than acceptable, thank you! Please contact your card issuer”. Can my item be shipped to an address (that I input on my chosen shopping site) different from the MSB US address when using the AmEx virtual pay? This month will be the first month I ever pay interest on my card, so I decided to negotiate down my APR. Instead of you awkwardly dancing around the question of “What is your current salary?”, now you have taken control. That’s the past. And then you literally pull out your proposal document detailing the pain points of the company and EXACTLY how you can help them. , […] Salary Negotiation: How to negotiate better than 99% of people […], […] When asked how much you made prior or how much you would like to make now, do not answer. @Eber: I disagree. As we increasingly do our transactions online, it has become obvious that a credit/debit card is becoming more of a necessity especially since there are a lot of online shops now out there. I asked for a final small bump in the salary and the deal was closed. At the time, I was earning $50k. It was irrational and incredibly stupid, but I was utterly terrified. You also have to show your employer the fruits of your labor. Finally I did: Rep: Good morning, how can I help you today? This effort (which probably took 8 hours of documenting past successes on my self-evaluation) led to an extra $16k this year and plans for even more next year. Я постоянно слежу за законодательством, что позволяет оперативно информировать руководство компании о важных изменениях, но помимо информационной поддержки я предлагаю Решения. Linking is easy, but you will need to have USD 1.00 (around PHP 52.00) in your account as a test transaction. thanks! If we can’t determine the currency of the card, or if we don’t support that currency, we will charge 1.95 USD to the card. Me: I’ve been reviewing my bill and the interest rate i’m paying for this credit card blows my mind at 29.9%, i’ve just receive some offers of balance transfer at 0% and I thought I should call you guys first and see if we can work something out so I dont have to close my account. Though they sent me an sms naman to confirm that i succesfully registered and i have a card number na rin. For example: If you were on a team that sold 25,000 widgets, figure out what you did to help make that happen, and as much as possible, quantify it. Schedule a meeting with your boss to discuss compensation. It says, there are some problem using this payment method. If I had seen this blog post by Ramit before I started I might have gotten even better gains. I can’t say it was brilliant negotiating; I’d had several salary conversations with my boss, laying out all the value I was providing, pointing out the salary compression going on, etc. I ended up signing for a new Gcash account with a new number to get a new AMEX card number. I negotiated working Mondays from home last year, and I may ask for Fridays from home also in this go around. Hi, ive been using AMEX to pay netflix subscription but after paying it on 2 different accounts it doesn’t let me pay it. Of course I accepted and he told me I needed to aim higher (or lower depending on whether you’re spending of getting). Make it so everyone who has managed me knows I’m a rock star. Never tell me what you’re willing to settle for. You want to make sure you’re on the right track with your work. what’s the strategy for this? I have the low plan and my ink arrives well before the current cartridge is out. So I said I would like to be paid based on the value I bring to the company and not where I’m currently at, and I’m sure we could work something out. Tinutukoy po ata nila ung linking ng Paypal-Gcash hindi AMEX-Paypal o kelangan KYCed ung account ko? The price quoted didn’t seem quite right, so I hopped online and found out that they were trying to stick me with a $30 installation fee… when I had ordered the self-install kit and set it up myself! Gentleman: Thank your calling, I’m so and so, how can I help you? Rep: “I’m really sorry, but there’s absolutely nothing I can do.” Me: thank-you. We danced around the area of compensation a bit. Ask him to become a freelancer and still work with him because I love what I do but I hate where I have to do it. When you sign up, we'll keep you posted I explain what they are (and how to use them to your advantage) in the video below: Now it’s time to meet with your boss again and show her what you’ve been tracking. 2. One of the things I did after reading “negotiating” article was talk to my apartment manager. I have the same problem. We talked about the what, why, and how’s of using the AMEX Virtual Pay card. Anyway, try mo nalang ulit maglink. Mentally, I will be ready to stay and go. but we don’t have to. That was an easy fix. He suggested that we wait to see what HR comes back with next month, and then he would have additional meetings with them as needed. It actually looks that service was one that was recently added to your card.”. As an Israeli, the first time we negotiate, is with our mother for her breast milk. Results, and why it’s good – I would like to get that fee waived. See here for details about paying using the convenient Afterpay service. If I know you will take $110K, I’m not giving you any more. hi! Awesome . They are delivering my new A5 today on a flatbed truck. While not exactly one of the targets you listed–it wasn’t a direct sale negotiation, it turned out great for me. I’m also interested in some complimentary HBO. “What salary range have you allocated for hiring someone for this position?”. Me: May I speak with someone who does have the authority to do so? My partner and I are buying a commercial property for 950K. Rep2: Is there anything else I can help you with. In return, you’ll have a web system you can use 1 month from now. He reminded me of the free checked bag ($50 savings round-trip), and then he threw in a $50 customer loyalty bonus to be credited to my account immediately. I had my review Monday and did well (bonus structure went up) and already out-prepraring the sh*t out of a salary review I requested for the end of February. – Negotiate with my boss for him to pay me Earn1K 2.0 and a trip in Cameroon. Please try a different card or contact your card issuer with questions.’ Nadouble check kona po ang credentials at may P57 ako na balance sa Gcash ko at naka-set sa home address ko ung billing address.. Ano po kaya solusyon dito? He knew how to negotiate. However, you can use paypal as a method of payment once you have linked your gcash debit card to it. I will be prepared to answer the question when they ask about the ideal expectations of salary, however should I go for whatever is on offer just to get the job? Possible bang mapalitan ‘yong name sa mismong GCash Amex Virtual Pay Card? Pero it requires me to enter the 4 digit verification code. We noticed unusual payment activity on your account and need to verify ownership of the payment method used on your most recent order. I was expecting a negotiation in the wrong area (why to lower the rate rather than to what rate to lower it to). We got a 20% discount on his asking price which turned a decent deal into a great deal. They NEED more people. Make it clear you want to exceed expectations and ask what that would entail. They also let me know my fender bender a couple years ago comes off my record in October so I can negotiate a lower rate then. It is pretty simple. So I called back the next day: Rep: how can I help you? Your AMEX card will be linked and you will be receiving an email notification. Hi. The hiring manager responded he had very little flexibility for starting pay but could go up to 31k, so I took it. I am a changed man. Finally two days ago he volunteered his Skype contact info after I sent yet another email detailing a specific workaround to the largest bug in the product. Any idea if this is a fee or what not? “Sometimes it’s not just about the cost,” right? Your posts on negotiating is what original drew me to your site. Total savings: $300 + the $/hour of my time finding a plumber and scheduling an appointment (priceless). Just buy a new sim card and get a new Gcash AMEX card. You’re not actually going to get a raise the first time you ask. I also tried to contact netflix customer service and they said to contact the issuer. I tried to link my gcash American express virtual card to my paypal and I was charged 49.73php twice. The range I asked for started just above the market rate, and the offer came in even higher then my range. Week 2: Became aware of behavioral change supercedes mental change. Со мной вы можете сэкономить на бухгалтерии от 30 до 45% . I’ve found a photographer who will travel to our location and take extra ‘candid’ shots at the reception in exchange for having her as a dinner guest (a $500 value). Bakit po ganun, ginamit ko yung AMEX Card ko (Basic User) I tried to remove these barriers in the next email I sent, and told her that these rooms were only for us and our parents who are in their mid to late 60’s (low maintenance visitors, not ridiculous 20 year old party seekers) and how we would really love to stay in her B&B. I found a conference room 1 hour before to write my script and said it a few times out loud Is this otp? A year and a half ago I had realized that my card didn’t offer an extended warranty, and I couldn’t get them to add the service. Thanks for the very timely post and resulting motivation! Employer: Well, one of the ways we keep costs under control is agreeing to high deductibles. However, for the AMEX card, you can change the CVV anytime. He also begins to consider buying what I wanted to sell in 2011. I also asked my boss about the possibility of changing my job title (which would also net me a bigger raise) in light of my added responsibilities. Boss [profuse nodding, almost smiling] Though I’m glad I discovered it’s always possible to negotiate and I always do my best when signing the contracts. In this case, I made my calculations and it wasn’t worth it. This might have been the reason we got the cold shoulder from her. If you know I’m willing to pay $150K you won’t take any less. Excellent post, but you would get more respect from your readers if you didnt have this “sucker” and “weirdo” attitude. I am a functioning at a level higher than mine and leading a team. BUT you can show how your work has clearly been contributing to the company’s success and ask to be compensated fairly. New Card Members only. If still no go, then perhaps you should file a ticket in help.gcash.com. Last 4 digits of the card or account number, I already sent a ticket to Gcash support but still waiting for their reply. Thanks for making our life better and taking us out of the mediocrity. Будет здорово, если Вы сообщите мне адрес сайта, с которым нужно поработать, чтобы я подготовился к разговору заранее. Nope you can use it even if you are a Basic User. This isn’t big bucks, but it’s a HUGE win for me. I hate it, but as my income is tiny and irregular (working on that! Me: I’d also like to point out that you reserved me this time because no other dance instructors were willing to use it. 1. You: This is great news. Does GCash AmEx Card have a subscription/membership fee? What if I have a return? Stimulate demand and web presence – As a web marketer You want to explore the situation with care and nuance. Since I mostly did events for friends or friends of friends I didn’t want to feel “sleezy” by charging a higher rate and “effect the friendship.”. —hold (aprox 5 min)— Me: Hi there so and so, how are you tonight? So i waited… for Black Friday. Take note of this as this is used for any payments online. Du kan hämta upp till 500.000kr i bonusar direkt utan problem. Summary: I went from a 5.5% APR to 3.59%. 1849€ with all the characteristics I wanted. For each of these, it helps to simply remember the ARMS technique. Ha! I was selling my old laptop and rather than name a price I let the buyer name a price for me. BUT you’ll learn 100x more from practicing five negotiations than from reading another blog post or watching another YouTube video about negotiating — and yes that includes THIS article. Script – • Approve payments. At my current job, people have had job offers rescinded because they tried to negotiate a better salary– this place is hard and fast (and cheap) on their offers! Step 2: called up my insurance company and asked several questions including “Some insurance companies offer discounts for low-risk occupations. Hinihingan ako ng amazon ng billing statement pano po kaya akk makakakuha nun ? Plus hindi nagrereply si GCash, niraise ko na kasi ‘yung concern ko re: AMEX card activity. Basically this debit card is solely for online payment usage. Nagawa ko na to last week pero daytime, after 20 minutes pumasok agad. Ni remove ko kasi from Playstore kasi gusto ko i reset, evrytime kami na mag US transanc ako payment unsuccessful lumalabas. Rep: Yes, I’ll put you in touch with an account manager right away. Hi. Called him (tonight!) Me: Sure not a problem, I’ll let you lead the way.